The average American has an astounding $15,799 in credit card debt. If you haven't paid off all your credit cards, you need to read this.

There are a lot of dirty words in the financial dictionary -- but there's one that will certainly sabotage your financial future.

Think bankruptcy will wipe the slate clean and be the answer to your problems? Think again.

The average college graduate enters the workforce $24,000 in debt. Here's the best way to pay it off.

Before filing under Chapter 7, make sure you're fully apprised of the potential pitfalls. Here's a look at several nasty surprises that may await you...

The average American consumer owes $4,200 on his credit cards. Use these 10 tips to pay off the debt fast -- and make sure the credit card companies don't get one penny more than they're entitled to.

You don't have to rely on your banker to give you your loan payoff schedule. You can create your own by following these simple steps.

Individuals can use debt to invest in their future income, increase their net worth and build an asset base to use in retirement. The trick is to only borrow for things that can appreciate in value. Here are five...

Today, personal bankruptcy is a middle-class phenomenon, with college-educated homeowners leading the pack. See the five most common causes for personal bankruptcy, and the five tips you can implement today to avoid it.

Good habits are the key to financial security. If you want to put yourself in position to weather any financial storm, you need to understand and follow only four good habits.